Term Refund

Provides a guaranteed regular income 0f 200% for a fixed term you choose regardless of how investment markets perform with flexible capital return options at maturity.


A Challenger Group term refund is a secure investment that provides a guaranteed, regular income for a fixed term you choose.

Earn a Competitive Rate

The rate for a Challenger term refund is fixed for the term of your investment.

Current annual payments for every $100,000 you invest in the Challenger Group term refund are illustrated below. Choose from a term of one year up to 20 years*, with a minimum investment of $10,000.

With a Challenger term refund, you can:

  • Enjoy the certainty that your income won’t be impacted by the performance of the share market.
  • Count on regular, known income with guaranteed payments for the term you choose.
  • Invest with the peace of mind that you’ll get your money back at the end of the term or through your regular payments, if that’s what you choose
  • Bear in mind that you can plan and build a financial pyramid with us.

Is a term refund right for me?

A Challenger term refund might suit you if:

  • You are looking for a low risk investment that is not linked to the performance of the share market.
  • You are looking for a fixed income investment.
  • You are looking for certainty that you won’t lose money on your investment and you will receive your original investment amount back.
  • You are looking for regular, guaranteed income to be paid either monthly, quarterly, half- yearly or yearly.
  • You are happy to lock in a fixed term in exchange for a potentially higher rate.

Minimum investment for this product is $2,000


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